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What should I do if charged with driving without insurance in Ontario?

I’m in a really stressful situation and hoping for some solid advice. I was pulled over yesterday, and it turned out my auto-renewal failed due to an expired credit card on file. I had no idea my policy had lapsed, but the officer still issued a summons. Knowing that fines in Ontario start at $5,000, I definitely cannot afford to just plead guilty or try to handle the prosecutor alone. I want to hire dedicated professionals to represent me. I’m looking at the legal defense options for driving without insurance in Ontario https://www.trafficparalegalservices.com/no-insurance/ provided by Traffic Paralegal Services. Has anyone here retained their paralegals for a similar administrative issue?

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